At AHP, the title ‘Consultant’ reflects our commitment to going beyond traditional brokerage. We don’t just deliver renewal pricing — we partner with our clients to solve problems, streamline coverage, and strategically manage risk. By aligning all benefits under a cohesive strategy, we help institutions reduce costs while enhancing support for students. Our strength lies in combining tailored risk management, broad carrier access, and specialized expertise with proactive, client-focused service.
AHP is ‘The Advocate’ for colleges and universities seeking comprehensive student-athlete insurance solutions. We specialize in safeguarding the wellbeing of student-athletes — vital representatives of your institution’s mission and spirit. Our team delivers best-in-class service through innovation and a CARE-driven philosophy. We offer a full spectrum of solutions, including athletic accident insurance, primary coverage for uninsured athletes, international and domestic student health plans, and specialized programs for cheer, club, and intramural sports.
Athletic Accident Insurance
As the cornerstone of an intercollegiate sports insurance program, we offer comprehensive athletic accident insurance coverage with AHP Sports. This secondary insurance serves as a critical safety net, bridging the financial gap between a student-athlete’s primary insurance and the total costs associated with medical care following a sports-related injury.
Catastrophic Insurance
When a serious injury occurs, the student-athlete, their family, and the institution face a complex and emotional journey. AHP is uniquely positioned to help colleges and universities design and implement a catastrophic insurance program. Our tailored approach ensures that student-athletes receive the necessary care while mitigating the financial impact on both the family and the institution.
Accident Plans for Uninsured Student-Athletes
The best way to reduce expenses associated with an athletic accident insurance program is to maximize student-athlete primary health insurance. AHP can design and tailor custom accident plans for student-athletes who do not have insurance to cover athletic-related injuries.
StudentCare Plus
StudentCare Plus is an innovative and cost-effective care and wellbeing solution designed to address the challenges faced by students in obtaining comprehensive health coverage. This program offers a wide range of benefits, including accident insurance, dental and vision programs, behavioral health and telehealth services — all at an affordable price point.
Student Accident Programs
AHP Sports provides tailored accident insurance programs to protect students from unexpected medical expenses due to accidents on and off campus.
International Student Insurance Coverage
Domestic Short-Term Medical
Most colleges and universities require domestic student-athletes to maintain primary health insurance coverage that includes benefits for athletic-related injuries before being allowed to participate in intercollegiate athletics.
Primary Insurance Verification
Coming soon
Expanded Activities Insurance
AHP’s Expanded Activities Insurance bridges potential gaps that exist for cheerleaders, dance/pom teams, and band members during a broader range of school-related events — such as competitions, camps, clinics, pep rallies, fundraisers, or student recruitment functions — where standard athletic insurance may not apply.
Club Sports and Intramural Accident Insurance
AHP Sports has over 35 years of experience providing exclusive programs for club and intramural activities. In addition to a specialty program for the NIRSA organization, we also have individual programs that can be tailored to meet other risk exposures. AHP Sports understands that success lies in the unique details and nuances of this coverage.
Prospective Student Athlete (PSA)
NCAA product that covers prospective student-athletes on a campus visit. Coverage is provided during activities/events authorized by, organized by, or directly supervised by an official representative of the policyholder.
Champion Concussion Care
This innovative program helps athletic organizations protect injured youth athletes by covering some of the examination costs for concussions that may not be otherwise covered.
Camp Accident Coverage
Camp Accident coverage is there to help cover medical costs should an accident occur at camp. These policies provide peace of mind to the parents.
Behavioral Health & Telehealth Solutions
The demand for behavioral health resources for students and student-athletes continues to skyrocket. To meet this demand, AHP Sports has created AcademicLiveCare (ALC) — designed specifically for college and university students. Programs can be designed for all students or just student-athletes.
Domestic & International Travel
When the unexpected occurs, you and your travel party want immediate assistance and valuable insurance coverage to help defray the cost of medical care and other emergency services abroad.